Individual insolvencies, June 2025
Monthly tables and commentary on the numbers and rates of individual insolvencies, including bankruptcies, debt relief orders and individual voluntary arrangements in England and Wales and Northern Ireland, and quarterly information for Scotland. For England and Wales, Breathing Space scheme statistics are also included.
Documents
Details
Main messages for England and Wales
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In June 2025, 10,279 individuals entered insolvency in England and Wales. This was similar to the numbers in both May 2025 and June 2024.
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The individual insolvencies consisted of 596 bankruptcies, 4,135 debt relief orders (DROs) and 5,548 individual voluntary arrangements (IVAs). The number of DROs in June 2025 was close to the record monthly high seen in June 2024. IVA numbers in the first six months of 2025 were similar to the monthly average in 2024. Bankruptcy numbers remained at about half of pre-2020 levels and were also 10% lower than in June 2024.
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In the 12 months ending 30 June 2025, one in 415 adults in England and Wales entered insolvency (at a rate of 24.1 per 10,000 adults). This is higher than the rate of 21.9 per 10,000 adults (one in 457) who entered insolvency in the 12 months ending 30 June 2024.
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There were 7,637 Breathing Space registrations in June 2025. This is 10% higher than in June 2024.