Help to Buy administration fees
A list of the administration (admin) fees that apply to Help to Buy equity loan schemes.
Applies to England
Help to Buy: Equity Loan administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | 拢200 |
| Part repaying your equity loan (staircase) | 拢200 |
| Remortgage | 拢115 |
| Making structural alterations to your Help to Buy home | 拢50 |
| Letting your Help to Buy home | 拢50 |
| Changing ownership of your home (transfer of equity) | 拢115 |
| Management fees | 拢1 per month |
Read more about managing your Help to Buy: Equity Loan.
Armed Forces Home Ownership Scheme (AFHOS) administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | 拢200 |
| Part repaying your equity loan (staircase) | 拢200 |
| Remortgage | 拢50 |
| Moving away from base | 拢30 |
| Home improvements | 拢50 |
| Changing ownership of your home (transfer of equity) | 拢50 |
You can find more information about this scheme in the AFHOS buyer鈥檚 guide.
FirstBuy scheme administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | 拢250 |
| Part repaying your equity loan (staircase) | 拢250 |
| Remortgage | 拢115 |
| Letting your home | 拢75 |
| Home improvements | 拢75 |
| Changing ownership of your home (transfer of equity) | 拢75 |
You can find more information about this scheme in the FirstBuy buyer鈥檚 guide.
First Time Buyers鈥� Initiative (FTBI) administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | 拢200 |
| Part repaying your equity loan (staircase) | 拢200 |
| Remortgage | 拢50 |
| Letting your home | 拢50 |
| Home improvements | 拢50 |
| Changing ownership of your home (transfer of equity) | 拢50 |
You can find more information about this scheme in the FTBI buyer鈥檚 guide.
London-Wide Initiative administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | 拢200 |
| Part repaying your equity loan (staircase) | 拢200 |
| Remortgage | 拢50 |
| Home improvements | 拢50 |
| Letting your home | 拢50 |
| Changing ownership of your home (transfer of equity) | 拢50 |
You can find more information about this scheme in the London-Wide Initiative information pack.
HomeBuy Direct administration fees
| Description | Fee |
|---|---|
| Repaying your equity loan (redemption) | 拢250 |
| Part repaying your equity loan (staircase) | 拢250 |
| Remortgage | 拢115 |
| Home improvements | 拢75 |
| Letting your home | 拢75 |
| Changing ownership of your home (transfer of equity) | 拢75 |
You can find more information about this scheme in the HomeBuy Direct Buyer鈥檚 Guide.
When to pay admin fees
You鈥檒l need to pay an admin fee when you apply to make changes to your equity loan.
Pay your admin fee online
When you have applied to make changes to your equity loan account and it鈥檚 time to pay your admin fee, you can pay it online.
If we have your mobile number, we鈥檒l send you an SMS text message from 鈥楬elptoBuy鈥� with a unique link to HelptoBuy.paythru.com. The link works for 4 days from when we send it. We only use this payment method for your admin fee, so we will not ask you to pay more than 拢250 in this way.
For other ways to pay, please read the guidance on managing your equity loan.
Updates to this page
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Information now includes administration fees for other government Help to Buy equity loan schemes.
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Includes information about how customers can pay admin fees online, if a unique link is sent to their mobile number.
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Adding link to information packs about other closed affordable home ownership schemes.
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Edited the fee charged for changing ownership of your Help to Buy home with correct cost
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First published.